January, 2013

standard Good Credit is Swanky

Here's the official word from the FTC:
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The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.
If you ever wonder whether or not you should bother obtaining your free reports – you should. Your credit score is your financial lifeline. Guard it zealously. Erroneous entries can and do happen frequently and, unless you monitor your credit at least once a …

standard Secret Societies Are Swank (and sometimes silly)

There’s something inherently swanky about belonging to a secret society. Not only do you get to gather in clandestine locations, deliver secret handshakes, and undergo ancient initiation rituals, but you also can also (secretly of course) lord it over all your fellow non-members of the human race. Many of us were introduced to our first secret society via the old Our Gang television and movie shorts. Remember the He-Man Woman Haters Club?
With conspiracy theories gone wild in the modern world, we at Swank Life thought it would be nice to list our favorite secret societies. Sorry, we can’t reveal whether we are or aren’t members. At the very least, every swanky man or woman should be conversant on the topic.
Skull and Bones
Founded in 1832, the Yale University Skull …

standard 3 Reasons You Need a Swanky Puppy

While we think puppies are inherently swanky, there’s an even more mercenary reason to get one: nothing scores dates like a cute dog! Seriously, it’s not even close. A recent scientific study found that having a four-legged critter accompany you on a walk in the park decreases your chances of sleeping alone that night by a full 37 percent. Actually, there was no study and we just made that number up, but here are five rock solid reasons a puppy can supercharge your dating life.
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1. Forced Marches: What’s the number one thing you have to do with a puppy? Take them outside, of course. This forces you out of your self-imposed exile of apartment/condo living and makes it more likely you’ll interact with actual people. …